Tuesday, August 11, 2009

YOU HAVE CREDIT CARD DEBTS? PREVENT IT FROM BLACKLISTED

Your One Stop solutions for Your Credit Card Problems

Clear your BIG DEBTS to small debts

PREVENT FORM BLACKLISTED, CCRIS, AND PAID HIGH INTEREST




  • Our Solutions can save you from 18% per year to 6% per year

    Benefits from our solutions:-

    -There is no payment required from you for our services
    -Save up to 50% in interest
    -Outstanding balance = 0
    -No more blacklisted, no more CCRIS (back to good record)
    -Reduce your monthly payments
    -Minimum Payment as low as RM 50 per month
    -Withdraw cash advance, no 5% interest charges
    -Solve your overspending problems
    -100% approval rate within 60 minutes

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Our Solution is refinance your credit card to Easy Payment Plan(EPP)

-Easy Payment Plan to the same bank (A bank to A bank)
Example ; Maybank transfer EPP to Maybank
Cedit Limit RM10,000 Outstanding RM10.000
RM10,000/36 months =RM277.78 per month
*You get the great saving.

10 BENEFITS on EASY PAYMENT PLAN (lets say your debt is rm10,000)

BANK _________________________EASY PAYMENT PLAN
1) MINIMUM PAYMENT
RM10,000 x 5% = RM500 ----------------- RM10,000/36 mths =RM277.78
U save RM223

2)INTEREST PER MONTH
RM10,000 x 1.5%= RM150 ---------------- RM277.78 x 1.5% =RM4.16
U save RM146

3) MINIMUM PAYMENT
RM10,000 x 5% =RM500 ----------------- RM277.78 x 5% =RM13.85
BANK MINIMUM RM500
U save RM450

4) CASH ADVANCED
RM10,000 x 5%=RM500 --------------------INTEREST -3 YEAR-18%
RM10,000x18%=RM1,800
RM10k-RM1.8k(interest)=RM8,200 (CASH)

5)EPP PLAN 100% APPROVAL

6)PROCESSING FEE WAIVED

7)DOCUMENT WAIVED

8)BACK TO GOOD RECORD IN BANK NEGARA CCRIS

9)ACCUMULATE MORE CREDIT CARD POINT.


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Example
Problem from Credit Card Debts...Ordinary Bank -
Credit Card Limit RM10, 000 (Debt RM8, 000) Example: Maybank (Normal Calculation)
Kad Credit Limit: RM10, 000 debt Kad: RM8,000 Interest Rate: 18% A year, or 1.5% a month Minimum charge: RM400 a month (5% of RM8,000)
Interest Charge (to tray):
(RM8, 000 - RM400) x1.5% = RM7, 600 x 1.5% = RM114 RM8, 000 x 5% = RM400 a month minimum charge If you pay RM50 or RM399 you will be recieve to call from the bank because the minimum payment is not made RM400
Your credit card outstanding balance in the environment you are RM10, 000 Take the 89 months to settle the debt if paid the minimum payment.


Our Solution.. Plan ZERO Interest -
Credit Card Limit RM10, 000 (Debt RM8, 000) Example: Maybank credit card ( 0% Interest calculation)
Kad Credit Limit: RM10, 000 debt Kad: RM8, 000 One Time Processing Fee: 8000/0.82 ~ RM1, 700 - explained through the remainder kad available credit you:
18% for 36 months [this is better than 54% simple interest (from 18% x3) for 36 months].
Interest Rate: 0%, Paid Monthly: RM10, 000/36 = RM277.78 for 36 months. (Can pay the minimum payment of this amount) Cash can be: (RM10, 000 - RM1, 800) - 8000 = 8200 - 8000 = RM200 + We negotiate to Plan 0% Interest from the your Bank's Credit Card, Number of years to 0% depending on the Bank. You may pay the minimum payment of RM277.78 that is only RM50. (Minimum for payment credit card), and you will not receive call from the bank.
Interest on the tray that you still do not pay SMALL. Example Calculation
RM277.78 - RM227.78 = RM50 x 1.5% = RM3.42 proportionate RM114.00 as normal calculation from bankNow your credit card outstanding credit balance is what you is RM277.78 per month instead of RM10,000. within 36 months you can settle your debt if you pay that amount each month.


http://biz.thestar.com.my/news/story.asp?file=/2009/6/13/business/3938437&sec=business


Please email me this below info so i can help you on solution:-
1)Bank Card
2)CreditLimit
3)OutstandingBalance
4)AvailableLimit

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(016) 5363 667 atau nizam.2727.@yahoo.com